Businesses, homes and cars damaged or vandalized in the uprisings and civil unrest after the death of George Floyd in Minneapolis will be covered by most insurance policies. With few exceptions, auto, business and homeowner insurance policies cover property damage caused by such incidents, industry experts told USA…
When insurance company AIG—which was considered “too big to fail”—was on the brink of failure during the Great Recession, the U.S. government stepped in to bail out the company in 2008. Bailouts like that don’t happen every day, though. In fact, you probably shouldn’t count on Uncle Sam…
Many car owners are confused by common misconceptions and unfamiliar terms. Here’s how to find the best coverage (and the best price) for your vehicle. Whether you shop online or use an agent, buying an auto insurance policy is complicated. While the internet makes it simple to compare…
A foreign national is a person who is a U.S. citizen who lives outside the U.S. full time or a citizen of another country residing in or traveling to the U.S. As a foreign national, you can still get U.S.-based life insurance if you meet certain criteria. Here’s…
Among the many riders offered, the popular ones are term rider, critical illness rider, waiver of premium rider, and accidental death benefit rider. These riders are add-ons to the primary policy, which offers additional benefits over and above the policy. With these add-ons, policyholders can maximize their benefits…
You can borrow against next week with a payday loan and against next month with a credit card. You can even borrow against your own retirement with a 401(k) loan. What about a life insurance loan? Well, it won’t affect your afterlife, but your heirs might not appreciate…
Everyone knows that student loans are not fun, but sometimes they're very necessary. And although they may seem daunting, they actually aren't as scary as you may think. You can focus entirely on school rather than splitting yourself between school and a full-time job.It'll help you to pay…
In the second quarter, Wells Fargo reported that its profits slid despite the fact that they've been giving out more loans than ever. Their overall net income decreased $1.01 per share, down to $5.6 billion from $5.7 billion. Although Wells Fargo isn't facing much flack from Brexit, it's…
It's unarguable that college tuition is far too high, however, there is a way to combat that, particularly as a student that needs to take out loans. Colleges have taken advantage of Obama-era legislation that gave students unlimited access to federal loans. The private lending market is an…
Are you interested in taking out a loan? If so, be sure to read these numerous advantages to taking out a short-term loan. Long-term loans naturally come with the looming financial burden of payments made over an extended period of time. This inherently creates a constant added stress…
